Budget Surplus Management Program
Learn practical strategies to optimize your financial reserves through structured learning modules and real-world applications. Our program starts in September 2025.
Request InformationProgram Performance Overview
Since launching our budget surplus management curriculum in 2023, we've tracked meaningful learning outcomes. Students develop practical skills through case studies from Thailand's growing business sector.
Real Project Analysis: Thai Export Company
Background Challenge
One of our 2024 student teams worked with a mid-sized Thai export company facing a common problem. They had accumulated 15 million THB in surplus cash but weren't sure how to deploy it effectively. The company's traditional approach was keeping everything in savings accounts earning 1.2% annually.
Student Methodology
Our team spent eight weeks analyzing the company's cash flow patterns, seasonal fluctuations, and growth opportunities. They used techniques from our curriculum modules covering risk assessment, liquidity planning, and investment evaluation frameworks.
- Mapped 24-month cash flow history using R programming tools
- Identified seasonal patterns in the export business cycle
- Evaluated five different surplus deployment strategies
- Created Monte Carlo simulations for risk scenarios
- Presented findings to company leadership team
Results and Lessons
The student team recommended a three-tier approach: 40% in flexible term deposits, 35% in a diversified bond portfolio, and 25% reserved for expansion opportunities. The company implemented most suggestions and saw their surplus generating 4.2% returns while maintaining appropriate liquidity.
What made this project valuable for learning wasn't just the financial outcome. Students gained experience presenting to executives, handling real financial data with confidentiality requirements, and working within actual business constraints rather than textbook scenarios.
